The Future of Finance: AI as a Structural Pillar
Key points
- Assistant Professor Dr.
- Kulabutr Gomenkul highlights the shift from traditional finance to AI-driven digital systems at a recent Chulalongkorn University seminar.
On October 10, 2026, Assistant Professor Dr. Kulabutr Gomenkul addressed the evolving landscape of the financial sector during a seminar titled 'The Future of FinTech' held at the CBS Cinema, Chulalongkorn University. According to a report by Prachachat Business, Dr. Kulabutr emphasized that the era of traditional finance is coming to an end, giving way to a new paradigm defined by Artificial Intelligence (AI), data analytics, and digital finance.
Dr. Kulabutr argued that AI should no longer be viewed merely as a supplementary tool for financial institutions. Instead, he posits that it is becoming the fundamental structure upon which modern financial systems are built. This transition suggests a significant shift in how banking, investment, and personal financial management will operate in Thailand and globally.
For residents and expatriates in Thailand, this evolution signals a likely increase in the integration of AI-driven services within local banking apps and digital payment platforms. While these advancements promise greater efficiency and personalized financial services, they also necessitate a higher level of digital literacy. It remains to be confirmed how specific regulatory frameworks will adapt to these structural changes and what impact this will have on the security of consumer data. As the financial sector continues to modernize, users should stay informed about the digital tools they utilize for their daily transactions.
