General
CLICX Addresses 'Debt Dodging' Trend and Loan Standards
Financial service provider CLICX has issued a statement clarifying its lending practices following social media trends encouraging users to default on debts.
According to a report by Prachachat Business on August 4, 2026, the financial service provider CLICX has released an official statement in response to growing social media discourse encouraging users to "dodge" or default on their debts.
CLICX emphasized that its loan approval processes remain strictly aligned with "Responsible Lending" principles. The company stated that it continues to utilize multi-dimensional data to assess applicants and has not lowered its credit approval standards to mitigate risk.
For residents and those utilizing financial services in Thailand, this development highlights the importance of maintaining a positive credit history. CLICX warned that failing to meet repayment obligations will negatively impact an individual's credit record, which may restrict their ability to access financial services in the future.
While the company has clarified its stance on maintaining rigorous risk management, it remains to be seen how these social media trends will evolve and whether further regulatory or institutional measures will be introduced to address the "debt dodging" phenomenon. Users are encouraged to remain aware of their financial commitments and the long-term implications of credit defaults within the Thai banking and financial ecosystem.
Translated from Thai.
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