Thai Government Launches 30 Billion Baht Recovery Loan for SMEs
The Thai government has introduced a 30 billion baht loan scheme to support SMEs affected by recent flooding, extending eligibility to businesses outside designated disaster zones.
According to a report by Thai Post on October 22, 2026, the Thai government is rolling out a 30 billion baht recovery loan program aimed at assisting small and medium-sized enterprises (SMEs) impacted by recent flooding. A significant update to this initiative is the inclusion of businesses located outside of officially declared disaster zones, provided they can demonstrate flood-related damages.
For residents and business owners in Thailand, this measure is intended to provide financial liquidity to those struggling to recover from recent weather-related disruptions. The program offers a maximum credit line of 30 million baht per entity, with an interest rate capped at 3.50% for the first two years.
This development is particularly relevant for those operating local businesses or supply chains that may have been indirectly affected by the floods despite not being in a primary disaster area. While the government has confirmed the total budget and the interest rate structure, specific application procedures, the exact documentation required to prove damages for businesses outside the disaster zones, and the list of participating financial institutions remain to be confirmed. Interested parties are advised to monitor official government announcements for further details on how to apply for these recovery funds.
