Economy
Tisco Bank Launches Land-Backed Loan Products to Support SMEs and Individuals
Tisco Bank has introduced new loan products allowing individuals and SMEs to use land and real estate as collateral to improve liquidity and manage high-interest debt.
On September 15, 2026, Khaosod Online reported that Tisco Bank has launched two new financial products: 'Land-for-Cash' loans and 'Land-for-Cash for SMEs: Land Equals Capital.' These initiatives are designed to help individuals and business owners convert real estate assets into accessible capital.
Sommai Sae-Ueng, Assistant Managing Director of Retail Lending Strategy and Business Development at Tisco Bank, stated that the move addresses ongoing economic challenges and high living costs. Many individuals and entrepreneurs currently face liquidity issues, sometimes turning to informal debt or high-interest property sales, which carry risks of asset loss. By offering these formal credit options, the bank aims to provide a safer alternative for managing daily expenses, consolidating high-interest debt, and supporting business growth.
For residents and business owners in Thailand, this development offers a potential avenue to secure formal financing using property as collateral, which may be relevant for those seeking to stabilize their financial situation amidst current economic pressures. However, it remains to be confirmed how these specific loan terms, interest rates, and eligibility requirements compare to existing market offerings. Interested parties should contact Tisco Bank directly for detailed terms and conditions, as this report does not constitute financial advice.
