Economy
TISCO Bank Launches Land-Backed Loan Program for SMEs
TISCO Bank has introduced a new loan product allowing SMEs to use land and real estate as collateral to improve liquidity and reduce high-interest debt burdens.
According to a report by Prachachat Business on September 15, 2026, TISCO Bank has officially launched a new loan service titled 'Land for Capital.' This initiative allows small and medium-sized enterprises (SMEs) to leverage their land and real estate assets as collateral to secure funding.
Sommai Sae-Ueng, Assistant Managing Director of the Loan Strategy and Business Development Department, stated that the primary objective of this program is to provide SMEs with enhanced liquidity. By converting dormant property assets into working capital, the bank aims to assist business owners in managing their financial obligations, specifically by helping them reduce the burden of existing high-interest debt.
For residents and business owners in Thailand, this development may offer a new avenue for financial restructuring or capital acquisition during periods of economic tightening. It provides an alternative to traditional unsecured lending, potentially offering more favorable terms for those holding property assets.
While the bank has announced the launch of this service, specific details regarding interest rates, eligibility criteria for different types of land, and the maximum loan-to-value ratios remain to be confirmed by the institution. Interested parties should contact TISCO Bank directly for official terms and conditions.
